Flood Insurance

An Attorney Can Help You Recover For Damages Caused By Flood

The harsh weather in Texas makes homes and businesses especially vulnerable to extensive damage from storms and floods. Even if you purchase flood insurance like a responsible home or business owner, you might not receive the amount you deserve or your claim might be denied entirely by your insurance company.

At Preston Dugas Law Firm, PLLC, in Fort Worth, TX, we protect flood victims and their rights to compensation. If your insurance company acts in bad faith, we can help you hold them accountable for the payments that were promised. Attorney Preston J. Dugas, III, can help you file a claim in a timely manner to recover the maximum compensation. We can perform a free case review over the phone at (817) 945-3061 or you can request a consultation online.

What to Do after a Flood

If your home or commercial property becomes ravaged by flooding, there are a few steps that you should follow.

First, determine whether your insurance policy includes flood damage coverage. Flood insurance is available through the National Flood Insurance Program (NFIP). Purchasing flood insurance through the NFIP should make you eligible to collect damages, but your claim must be filed as soon as possible. If it is safe to do so, you should also take photos of the damage to your property. These will be used to determine the extent of damages. You have an obligation under your flood policy to mitigate (or prevent further) damage from occurring. However, do not take any action to repair damage until you have an expert inspect the property and the damage has been reviewed by an adjuster, because interfering with the site can affect the amount of compensation you may collect or “hide” the damage.

Mr. Dugas understands that your life can become extremely stressful following a flood, so he can guide you through the entire process and ensure that your claim is filed in a timely, thorough manner.

Why Hire an Attorney?

When you purchase an insurance policy, you expect your insurance company to cover property damage and other effects. However, insurance companies are often more interested in protecting their own income than helping you recover. When they fail to provide coverage for what they promised, you need to make sure your rights are protected.

If your insurance company denies or underpays your claim for flood damage, or if you decide to pursue government assistance, a lawyer can help expedite the process and get you back on your feet as soon as possible.

Following a flood or other fallout from a storm, many victims choose to hire an attorney because their insurance company denies or undervalues their claim. An attorney will work with specialists to determine the actual extent of damages. We will then attempt to recover these damages from your insurance company in a settlement or in court.

In addition, the caps on government assistance are often much lower than the actual extent of damages caused by flooding, so victims are left with thousands of dollars in expenses to pay on their own. A lawyer can help ensure that you are compensated in full.